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Back in December 2015, Congress passed a law called, “Fixing America’s Surface Transportation Act.” Oddly enough (or maybe not so strange, since legislative bills often have unrelated riders), the bill requires the Internal Revenue Service to use third-party debt collection agencies. The agencies are supposed to collect back taxes from folks the IRS has given […]

Attorneys General from 17 states and the District of Columbia sent a letter to the new Secretary of Education Betsy DeVos and congressional leaders in support of Obama-era federal protections for college students. The Trump Administration and Republican-led congressional education committees have signaled that they’re ready to reverse rules and regulations preventing for-profit colleges from […]

According to a Federal Trade Commission press release, GC Services has agreed to pay a $700,000 civil penalty to the FTC for allegedly revealing consumers’ student loan debt to third parties. The FTC noted that GC Services collects on defaulted U.S. Department of Education loans as well as other types of debt. Under the stipulated […]

The Federal Trade Commission (FTC) issued a report to the Consumer Financial Protection Bureau (CFPB) regarding the FTC’s enforcement of the Equal Credit Opportunity Act (ECOA). The ECOA, which was enacted in 1974, prohibits creditors from discriminating on the basis of protected classes of people. It also prevents creditors from not counting certain sources of […]