Misuse of Your Credit Report: Fight Back with a Credit Report Lawyer
When a debt collection agency, creditor, or other information furnisher fouls up your credit report, it can undermine your financial future. That’s why it’s important to fight back with the help of a credit report lawyer. Under the Fair Credit Reporting Act (FCRA), a credit report lawyer can sue a business that misuses your credit report, a credit reporting agency (also known as a credit bureau), or a business that provides inaccurate information. However, you must do so within two years of finding that there’s a problem or five years from the time the violation was committed – whichever comes first.
With the help of a credit report lawyer, you can file a federal lawsuit for violations of the Fair Credit Reporting Act (FCRA). You can receive actual damages, or between $100 and $1,000 – whichever is more. In addition, you can receive punitive damages and attorney fees.
If you believe your credit has been damaged due to violations of the Fair Credit Reporting Act, contact us at 203-529-5100. A credit report lawyer will provide you with a free case evaluation, and will represent you for zero out-of-pocket cost if your rights have been violated.