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The Consumer Financial Protection Bureau (CFPB) fields consumer complaints about a wide variety of players in the financial industry, including debt collectors, payday lenders, mortgage lenders, and credit reporting companies. The CFPB recently released its monthly complaint report and, according to its data, the three major credit bureaus ranked numbers 2, 3, and 4 in […]

The Federal Trade Commission (FTC) issued a report to the Consumer Financial Protection Bureau (CFPB) regarding the FTC’s enforcement of the Equal Credit Opportunity Act (ECOA). The ECOA, which was enacted in 1974, prohibits creditors from discriminating on the basis of protected classes of people. It also prevents creditors from not counting certain sources of […]